/* ============================================================
     TOKENS — light is the base; dark redefines tokens only.
     ============================================================ */
  :root {
    --ink:          #08262B;
    --ink-2:        #2C4A51;
    --ink-3:        #5C7A81;
    --paper:        #F2FAFB;
    --card:         #FFFFFF;
    --card-2:       #EAF6F8;
    --rule:         #C3E2E8;
    --rule-strong:  #8FBEC7;
    --accent:       #086A78;      /* passes contrast for text and buttons */
    --accent-bright:#0EA5BC;      /* display-only: the big number, the top rule */
    --accent-ink:   #FFFFFF;
    --accent-soft:  #D2EEF3;
    --signal:       #B85C05;
    --signal-soft:  #FFEFD6;
    --alert:        #C0301B;
    --alert-soft:   #FFE3DC;
    --good:         #10795A;
    --good-soft:    #D3F5E6;
    --shadow:       0 1px 2px rgba(8,106,120,.12), 0 10px 28px -14px rgba(8,106,120,.42);
    --focus:        #086A78;

    --serif: Georgia, "Iowan Old Style", "Times New Roman", serif;
    --sans:  system-ui, "Segoe UI", -apple-system, Roboto, Helvetica, Arial, sans-serif;
    --mono:  ui-monospace, "Cascadia Mono", Consolas, "SF Mono", Menlo, monospace;

    --w: 42rem;
  }

  @media (prefers-color-scheme: dark) {
    :root:not([data-theme="light"]) {
      --ink:          #EAF7F9;
      --ink-2:        #ABC7CD;
      --ink-3:        #7F9DA5;
      --paper:        #07181C;
      --card:         #10272D;
      --card-2:       #163238;
      --rule:         #244750;
      --rule-strong:  #38646E;
      --accent:       #3ED3E9;
      --accent-bright:#63E4F7;
      --accent-ink:   #03222A;
      --accent-soft:  #0E3B46;
      --signal:       #FFB454;
      --signal-soft:  #3A2810;
      --alert:        #FF9C82;
      --alert-soft:   #3D1A11;
      --good:         #52DCA1;
      --good-soft:    #0D3125;
      --shadow:       0 1px 2px rgba(0,0,0,.5), 0 10px 28px -14px rgba(0,0,0,.8);
      --focus:        #63E4F7;
    }
  }

  :root[data-theme="dark"] {
    --ink:          #EAF7F9;
    --ink-2:        #ABC7CD;
    --ink-3:        #7F9DA5;
    --paper:        #07181C;
    --card:         #10272D;
    --card-2:       #163238;
    --rule:         #244750;
    --rule-strong:  #38646E;
    --accent:       #3ED3E9;
    --accent-bright:#63E4F7;
    --accent-ink:   #03222A;
    --accent-soft:  #0E3B46;
    --signal:       #FFB454;
    --signal-soft:  #3A2810;
    --alert:        #FF9C82;
    --alert-soft:   #3D1A11;
    --good:         #52DCA1;
    --good-soft:    #0D3125;
    --shadow:       0 1px 2px rgba(0,0,0,.5), 0 10px 28px -14px rgba(0,0,0,.8);
    --focus:        #63E4F7;
  }

  /* ============================================================
     BASE
     ============================================================ */
  * { box-sizing: border-box; }

  body {
    margin: 0;
    background: var(--paper);
    color: var(--ink);
    font-family: var(--sans);
    font-size: 16px;
    line-height: 1.55;
    -webkit-font-smoothing: antialiased;
  }

  :focus-visible {
    outline: 2px solid var(--focus);
    outline-offset: 2px;
    border-radius: 2px;
  }

  .wrap {
    max-width: var(--w);
    margin: 0 auto;
    padding: 0 1.25rem;
  }

  /* ============================================================
     MASTHEAD — reads like the header block of an official form
     ============================================================ */
  .masthead {
    border-bottom: 1px solid var(--rule);
    background: var(--card);
  }
  .masthead .wrap {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1rem;
    padding-top: .85rem;
    padding-bottom: .85rem;
  }
  .brand {
    display: flex;
    align-items: center;
    gap: .65rem;
  }
  .mark {
    flex: none;
    width: 1.9rem;
    height: 1.9rem;
    color: var(--accent);
  }
  .firm {
    display: flex;
    flex-direction: column;
    gap: .1rem;
  }
  .firm b {
    font-family: var(--serif);
    font-size: 1.02rem;
    font-weight: 700;
    letter-spacing: -.01em;
  }
  .firm span {
    font-family: var(--mono);
    font-size: .64rem;
    letter-spacing: .12em;
    text-transform: uppercase;
    color: var(--ink-3);
  }

  .lang {
    display: flex;
    flex-wrap: wrap;
    border: 1px solid var(--rule-strong);
    border-radius: 2px;
    overflow: hidden;
  }
  .lang a {
    appearance: none;
    border: 0;
    background: transparent;
    color: var(--ink-2);
    font-family: var(--mono);
    font-size: .68rem;
    letter-spacing: .1em;
    padding: .38rem .55rem;
    cursor: pointer;
    text-decoration: none;
    display: inline-block;
    line-height: 1.2;
  }
  .lang a:hover { background: var(--card-2); }
  .lang a[aria-current="page"] {
    background: var(--accent);
    color: var(--accent-ink);
  }
  .lang a[aria-current="page"]:hover { background: var(--accent); }

  /* ============================================================
     PROGRESS — sticks to the top once the masthead scrolls away
     ============================================================ */
  .progress {
    position: sticky;
    top: 0;
    z-index: 20;
    background: var(--card);
    border-bottom: 1px solid var(--rule);
  }
  .progress-row {
    display: flex;
    align-items: center;
    gap: .75rem;
    padding: .55rem 0;
  }
  .progress-track {
    flex: 1;
    height: 3px;
    background: var(--rule);
    border-radius: 2px;
    overflow: hidden;
  }
  .progress-fill {
    height: 100%;
    width: 0%;
    background: var(--accent);
    transition: width .25s ease;
  }
  .progress-label {
    font-family: var(--mono);
    font-size: .66rem;
    letter-spacing: .08em;
    color: var(--ink-3);
    white-space: nowrap;
    flex: none;
  }

  /* ============================================================
     HERO
     ============================================================ */
  .hero { padding: 3rem 0 2rem; }
  .eyebrow {
    font-family: var(--mono);
    font-size: .68rem;
    letter-spacing: .14em;
    text-transform: uppercase;
    color: var(--accent);
    margin: 0 0 .9rem;
  }
  .hero h1 {
    font-family: var(--serif);
    font-size: clamp(2rem, 6vw, 2.9rem);
    line-height: 1.08;
    letter-spacing: -.02em;
    font-weight: 400;
    margin: 0 0 .9rem;
    text-wrap: balance;
  }
  .hero p {
    margin: 0;
    max-width: 34rem;
    color: var(--ink-2);
    font-size: 1.03rem;
  }

  /* ============================================================
     WORKSHEET
     ============================================================ */
  .sheet {
    background: var(--card);
    border: 1px solid var(--rule-strong);
    border-top: 3px solid var(--accent);
    border-radius: 3px;
    box-shadow: var(--shadow);
    margin-bottom: 1.5rem;
  }
  .sheet-head {
    display: flex;
    align-items: baseline;
    justify-content: space-between;
    gap: 1rem;
    padding: .7rem 1.25rem;
    border-bottom: 1px solid var(--rule);
    background: var(--card-2);
    font-family: var(--mono);
    font-size: .66rem;
    letter-spacing: .12em;
    text-transform: uppercase;
    color: var(--ink-3);
  }

  .field {
    padding: 1.35rem 1.25rem;
    border-bottom: 1px solid var(--rule);
    display: grid;
    gap: .7rem;
  }
  .field:last-child { border-bottom: 0; }

  .flabel {
    display: flex;
    gap: .6rem;
    align-items: baseline;
  }
  .fnum {
    font-family: var(--mono);
    font-size: .7rem;
    color: var(--ink-3);
    letter-spacing: .06em;
    flex: none;
    padding-top: .1rem;
  }
  .ftext { display: grid; gap: .2rem; }
  .ftext strong {
    font-weight: 600;
    font-size: .97rem;
    letter-spacing: -.005em;
  }
  .ftext em {
    font-style: normal;
    font-size: .82rem;
    color: var(--ink-3);
    line-height: 1.45;
  }
  .fbody { padding-left: 1.9rem; display: grid; gap: .6rem; }

  /* inputs */
  input[type="text"], input[type="tel"], input[type="email"],
  input[type="number"], select, textarea {
    font-family: var(--sans);
    font-size: .95rem;
    color: var(--ink);
    background: var(--card);
    border: 1px solid var(--rule-strong);
    border-radius: 2px;
    padding: .55rem .65rem;
    width: 100%;
    min-width: 0;
  }
  input[type="number"] { font-family: var(--mono); font-variant-numeric: tabular-nums; }
  textarea { resize: vertical; min-height: 3.4rem; }
  select {
    appearance: none;
    background-image: linear-gradient(45deg, transparent 50%, var(--ink-3) 50%),
                      linear-gradient(135deg, var(--ink-3) 50%, transparent 50%);
    background-position: calc(100% - 15px) 52%, calc(100% - 10px) 52%;
    background-size: 5px 5px, 5px 5px;
    background-repeat: no-repeat;
    padding-right: 2rem;
  }
  ::placeholder { color: var(--ink-3); opacity: 1; }

  .row2 { display: grid; grid-template-columns: 1.4fr 1fr; gap: .55rem; }
  .money { display: grid; grid-template-columns: auto 1fr; align-items: stretch; }
  .money span {
    display: grid;
    place-items: center;
    padding: 0 .7rem;
    border: 1px solid var(--rule-strong);
    border-right: 0;
    border-radius: 2px 0 0 2px;
    background: var(--card-2);
    font-family: var(--mono);
    color: var(--ink-3);
    font-size: .9rem;
  }
  .money input { border-radius: 0 2px 2px 0; }

  /* chips */
  .chips { display: flex; flex-wrap: wrap; gap: .4rem; }
  .chip { position: relative; }
  .chip input {
    position: absolute; inset: 0; opacity: 0; cursor: pointer; margin: 0;
  }
  .chip span {
    display: block;
    border: 1px solid var(--rule-strong);
    border-radius: 2px;
    padding: .42rem .7rem;
    font-size: .86rem;
    color: var(--ink-2);
    background: var(--card);
    cursor: pointer;
    transition: background .12s, border-color .12s, color .12s;
  }
  .chip input:hover + span { border-color: var(--accent); }
  .chip input:checked + span {
    background: var(--accent);
    border-color: var(--accent);
    color: var(--accent-ink);
    font-weight: 500;
  }
  .chip input:focus-visible + span { outline: 2px solid var(--focus); outline-offset: 2px; }

  .linkish {
    background: none; border: 0; padding: 0;
    font-family: var(--sans); font-size: .82rem;
    color: var(--accent); text-decoration: underline;
    text-underline-offset: 2px; cursor: pointer;
    justify-self: start;
  }

  .hidden { display: none !important; }

  /* Honeypot field — kept technically visible (not display:none) so basic
     form-scraping bots that check computed style still fill it in; real
     users never see or reach it. See assets/app.js submit handler. */
  .hp-field {
    position: absolute; left: -9999px; top: -9999px;
    width: 1px; height: 1px; overflow: hidden;
  }

  /* ============================================================
     RESULT
     ============================================================ */
  .result {
    background: var(--card);
    border: 1px solid var(--rule-strong);
    border-top: 4px solid var(--accent-bright);
    border-radius: 3px;
    box-shadow: var(--shadow);
    margin-bottom: 1.5rem;
    overflow: hidden;
  }
  .result-empty {
    padding: 1.6rem 1.25rem;
    color: var(--ink-3);
    font-size: .9rem;
    text-align: center;
  }
  .headline {
    padding: 1.7rem 1.25rem 1.5rem;
    text-align: center;
    border-bottom: 1px solid var(--rule);
    background: linear-gradient(var(--accent-soft), var(--card) 78%);
  }
  .headline .cap {
    font-family: var(--mono);
    font-size: .72rem;
    font-weight: 700;
    letter-spacing: .13em;
    text-transform: uppercase;
    color: var(--accent);
    margin: 0 0 .5rem;
  }
  .bignum {
    font-family: var(--mono);
    font-variant-numeric: tabular-nums;
    font-size: clamp(2.4rem, 9vw, 3.4rem);
    font-weight: 600;
    letter-spacing: -.03em;
    line-height: 1;
    color: var(--accent);
    text-shadow: 0 1px 0 var(--card);
  }
  .bignum small {
    font-size: .95rem;
    font-weight: 400;
    letter-spacing: .02em;
    color: var(--ink-3);
    margin-left: .35rem;
  }
  .headline .sub {
    margin: .7rem auto 0;
    max-width: 26rem;
    font-size: .88rem;
    color: var(--ink-2);
  }

  .math {
    padding: 1rem 1.25rem;
    border-bottom: 1px solid var(--rule);
    background: var(--card-2);
    font-family: var(--mono);
    font-size: .78rem;
    font-variant-numeric: tabular-nums;
    color: var(--ink-2);
    display: grid;
    gap: .3rem;
  }
  .math .line { display: flex; justify-content: space-between; gap: 1rem; }
  .math .line b { font-weight: 600; color: var(--ink); }
  .math .note { color: var(--ink-3); font-size: .72rem; padding-top: .35rem; }

  .verdict {
    padding: 1.15rem 1.25rem;
    display: grid;
    gap: .45rem;
    border-bottom: 1px solid var(--rule);
  }
  .verdict.gap    { background: var(--signal-soft); box-shadow: inset 4px 0 0 var(--signal); }
  .verdict.ok     { background: var(--good-soft);   box-shadow: inset 4px 0 0 var(--good); }
  .verdict.none   { background: var(--alert-soft);  box-shadow: inset 4px 0 0 var(--alert); }
  .verdict .vtag {
    font-family: var(--mono);
    font-size: .64rem;
    letter-spacing: .13em;
    text-transform: uppercase;
  }
  .verdict.gap  .vtag { color: var(--signal); }
  .verdict.ok   .vtag { color: var(--good); }
  .verdict.none .vtag { color: var(--alert); font-weight: 700; }
  .verdict.none p { font-weight: 500; }
  .verdict p { margin: 0; font-size: .92rem; color: var(--ink); }
  .verdict .amt {
    font-family: var(--mono);
    font-variant-numeric: tabular-nums;
    font-weight: 600;
  }

  .flags { display: grid; }
  .flag {
    display: grid;
    grid-template-columns: auto 1fr;
    gap: .75rem;
    padding: .95rem 1.25rem;
    border-bottom: 1px solid var(--rule);
    align-items: start;
  }
  .flag:last-child { border-bottom: 0; }
  .flag .mark {
    font-family: var(--mono);
    font-size: .62rem;
    letter-spacing: .1em;
    text-transform: uppercase;
    padding: .18rem .4rem;
    border-radius: 2px;
    white-space: nowrap;
    margin-top: .1rem;
  }
  .flag.urgent { box-shadow: inset 4px 0 0 var(--alert); }
  .flag.opp    { box-shadow: inset 4px 0 0 var(--accent-bright); }
  .flag.urgent .mark { background: var(--alert-soft); color: var(--alert); }
  .flag.opp    .mark { background: var(--accent-soft); color: var(--accent); }
  .flag h4 { margin: 0 0 .15rem; font-size: .9rem; font-weight: 600; }
  .flag p  { margin: 0; font-size: .84rem; color: var(--ink-2); }

  /* ============================================================
     GATE + CTA
     ============================================================ */
  .gate {
    background: var(--card);
    border: 1px solid var(--rule);
    border-radius: 3px;
    box-shadow: var(--shadow);
    margin-top: 2rem;
    margin-bottom: 1.5rem;
  }
  .gate-head {
    padding: 1.3rem 1.25rem 1rem;
    border-bottom: 1px solid var(--rule);
  }
  .gate-head h2 {
    font-family: var(--serif);
    font-weight: 400;
    font-size: 1.4rem;
    letter-spacing: -.015em;
    margin: 0 0 .35rem;
    text-wrap: balance;
  }
  .gate-head p { margin: 0; font-size: .89rem; color: var(--ink-2); }

  .consent {
    display: grid;
    grid-template-columns: auto 1fr;
    gap: .6rem;
    align-items: start;
    font-size: .76rem;
    color: var(--ink-3);
    line-height: 1.5;
  }
  .consent input { margin-top: .2rem; width: 1rem; height: 1rem; flex: none; accent-color: var(--accent); }

  .btn {
    appearance: none;
    width: 100%;
    border: 0;
    border-radius: 2px;
    background: var(--accent);
    color: var(--accent-ink);
    font-family: var(--sans);
    font-size: 1rem;
    font-weight: 600;
    letter-spacing: .005em;
    padding: .85rem 1rem;
    cursor: pointer;
    transition: filter .12s;
  }
  .btn:hover { filter: brightness(1.12); }
  .btn:disabled { opacity: .45; cursor: not-allowed; filter: none; }

  .err {
    font-size: .8rem;
    color: var(--alert);
    font-family: var(--mono);
  }

  /* ============================================================
     UNLOCKED DETAIL
     ============================================================ */
  .owed { display: grid; }
  .owed li {
    list-style: none;
    display: grid;
    grid-template-columns: auto 1fr;
    gap: .75rem;
    padding: .9rem 1.25rem;
    border-bottom: 1px solid var(--rule);
    align-items: start;
  }
  .owed li:last-child { border-bottom: 0; }
  .owed .tick {
    width: 1.05rem; height: 1.05rem;
    border: 1.5px solid var(--accent);
    border-radius: 2px;
    display: grid; place-items: center;
    color: var(--accent);
    font-size: .7rem; font-weight: 700;
    margin-top: .15rem;
    flex: none;
  }
  .owed h4 { margin: 0 0 .12rem; font-size: .92rem; font-weight: 600; }
  .owed p  { margin: 0; font-size: .84rem; color: var(--ink-2); }
  .faq { list-style: none; margin: 0; padding: 0; display: grid; }
  .faq li {
    padding: 1rem 1.25rem;
    border-bottom: 1px solid var(--rule);
  }
  .faq li:last-child { border-bottom: 0; }
  .faq h3 { margin: 0 0 .3rem; font-size: .94rem; font-weight: 600; }
  .faq p  { margin: 0; font-size: .87rem; color: var(--ink-2); line-height: 1.55; }

  .glossary { margin: 0; display: grid; }
  .glossary > div {
    padding: .85rem 1.25rem;
    border-bottom: 1px solid var(--rule);
  }
  .glossary > div:last-child { border-bottom: 0; }
  .glossary dt {
    font-family: var(--mono);
    font-size: .82rem;
    font-weight: 600;
    color: var(--accent);
    margin: 0 0 .25rem;
  }
  .glossary dd { margin: 0; font-size: .87rem; color: var(--ink-2); line-height: 1.55; }

  .counties {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(8rem, 1fr));
    gap: .5rem 1rem;
    padding: 1.1rem 1.25rem 1.35rem;
  }
  .counties span {
    font-size: .84rem;
    color: var(--ink-2);
  }

  .owed .val {
    font-family: var(--mono); font-variant-numeric: tabular-nums;
    color: var(--accent); font-weight: 600;
  }

  .thanks {
    padding: 1.6rem 1.25rem;
    background: var(--accent-soft);
    border-bottom: 1px solid var(--rule);
    text-align: center;
  }
  .thanks h2 {
    font-family: var(--serif); font-weight: 400;
    font-size: 1.35rem; margin: 0 0 .4rem; letter-spacing: -.015em;
  }
  .thanks p { margin: 0; font-size: .9rem; color: var(--ink-2); }

  /* ============================================================
     EXIT (already represented)
     ============================================================ */
  .exit {
    padding: 1.4rem 1.25rem;
    background: var(--card-2);
    border-top: 1px solid var(--rule);
    font-size: .9rem;
    color: var(--ink-2);
  }

  /* ============================================================
     FOOTER / DISCLAIMER
     ============================================================ */
  footer {
    border-top: 1px solid var(--rule);
    margin-top: 2.5rem;
    padding: 2rem 0 3rem;
    background: var(--card);
  }
  footer .wrap { display: grid; gap: .9rem; }
  footer h5 {
    font-family: var(--mono);
    font-size: .64rem;
    letter-spacing: .13em;
    text-transform: uppercase;
    color: var(--ink-3);
    margin: 0;
  }
  footer p {
    margin: 0;
    font-size: .76rem;
    line-height: 1.6;
    color: var(--ink-3);
    max-width: 38rem;
  }
  footer .byline,
  footer .contact {
    padding-top: .9rem;
    margin-top: .1rem;
    border-top: 1px solid var(--rule);
    font-size: .82rem;
    color: var(--ink-2);
    max-width: none;
  }
  footer .byline span {
    color: var(--ink-3);
  }
  footer .contact { padding-top: 0; border-top: 0; }

  @media (max-width: 30rem) {
    .fbody { padding-left: 0; }
    .row2 { grid-template-columns: 1fr; }
  }

  @media (prefers-reduced-motion: reduce) {
    * { transition: none !important; animation: none !important; scroll-behavior: auto !important; }
  }